It’s All About The Lincolns, Baby.
Pre-Pay For An Exam and Save $5*
Pay online using PAYMENTS and Invoice #NEWPT and $124 for the amount. If you have a contact lens exam you will owe for the fitting fee $40/50/60 at your appointment (amount TBD at appt.).
*Excludes eye exams billed to insurers. Pre-pay must occur prior to patient office visit.
Please ask if not listed*
Accepted (In-Network) Plans:
First Choice Health
Lifewise UW GRAD STUDENTS**
Make sure that you have vision insurance and not just medical insurance from the provider listed above. Frequently patients have a carve out plan, where Regence is the medical provider but VSP is the vision insurer.
Ask if your insurer is not listed. Assuming your insurer is in-network leads to frustration. Please give us more than 24 hours to look up any vision benefit information. Ultimately, the patient is responsible for understanding their benefits. We will do are best to help you.
For these plans, if you pay the same day pay price (starting at $129 for a glasses exam) we can electronically submit for reimbursement to your insurer. Average reimbursements for a normal eye exam are $50, but vary up to $105. The insurance companies will mail the reimbursement checks direct to you and should arrive within 3 weeks of your payment.
**Lifewise UW Graduate Plan will cost patients an estimated $10 out of pocket and $75 for exam fees. It is more for contact lens exams as they do not cover contact lens evaluations ($40/50/60 depending on type of fitting).
For example a UW Grad Student with contact lenses would pay $10 copay plus a $40 contact lens evaluation fee for a total of $50 in-store. There insurance only pays up to $60 of the exam so they would be responsible for the remainder (145-10copay-60insurance = $75
Questions about your insurance? Text/Call 206.880.0456 (knowing the name of your insurer or taking a pic of your insurance card and texting it is always helpful).
Vision Insurance Is Confusing
First, please understand vision insurance can get very complicated. Several companies give their employees health insurance plans, but then either offer no vision insurance, or carve-out the vision insurance, subcontracting with a separate provider like VSP or EyeMed (learn how EyeMed is part of Luxottica, the vision monopoly, by watching this 13 minute clip for 60 Minutes). Many times we hear prospective patients say, “I Have Great Insurance!” when they really mean their insurance companies have great marketing campaigns. Great benefits pay providers - these other companies pay below Medicaid and Medicare rates. We suggest you read your insurance card carefully, speak to the benefits coordinator at your company, and call your insurance provider to verify your benefits prior to your appointment.
Second, even if you do all of the above, you still may need to pay money out of pocket. Some insurance contracts state that certain services, such as contact lens fittings, are not covered services. This is often why patients receive a balance due bill a month or two after an appointment. We are always here to help explain the bill so please ask when you have questions.
Finally, understand we are trying to work with you to get your benefits covered to a maximum at our office. Every detail of your insurance contract is important so getting us information prior to your appointment is essential. Even if we find you are out-of-network we will file your e-reimbursement for you if we can (via getpatch.com - a free service for our patients). Thank you for choosing C Fast Optometry!